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Products

 

Commercial Lines Products

Business Owners

· Focus: Small accounts including service risks, food establishments, retail mercantile, apartment buildings, condominiums, co-ops, and commercial buildings.
· Territory: New York, New Jersey, and Connecticut
 
Automobile
· Focus: Small fleet: commercial and service short-radius exposures
· Territory: New York
 
General Liability
· Focus: Apartments, co-ops, condominiums, office and other commercial buildings, shopping centers, retail trades including supermarkets, wholesale distributors, restaurants, light manufacturing and artisan contractors
· Territory: New York, New Jersey, and Connecticut
· Coverage information: Mono-line or as part of a commercial package policy.
 
Package
· Focus: Apartments, condominiums, co-ops, commercial real estate, wholesale trade, retail mercantile, service classes, food establishments, and light manufacturing.
· Territory: New York, New Jersey, and Connecticut
 
Property
· Focus: Residential and commercial real estate buildings including apartments, condominiums, office buildings, shopping centers, distributors, restaurants, and light manufacturing
· Territory: New York, New Jersey, and Connecticut
· Coverage information: Mono-line or part of a commercial package policy.
 
Umbrella
· Focus: Commercial liability limits up to $5 million (over Tower Group underlying policies)
· Territory: New York, New Jersey, and Connecticut
 
Workers Compensation
· Focus: Service, retail, office, and specified light manufacturing classes
· Territory: New York and New Jersey
 
 
 
Personal Lines Products
 
Homeowners
· Focus: Owner occupied one and two family dwellings, tenants and condominium owners.
· Territory: New York, New Jersey, and Connecticut
 
Expanded Homeowners Program
· Focus: Owner occupied three and four family dwellings (Homeowner coverage)
· Territory: New York, New Jersey, and Connecticut
 
Dwelling Fire - One and Two Family
· Focus: Owner occupied one and two family dwellings (Liability coverage is added by endorsement)
· Territory: New York, New Jersey, and Connecticut
 
Dwelling Package Program - Three & Four Family
· Focus: Owner occupied three and four family dwellings
· Territory: New York, New Jersey, and Connecticut
 
Life Insurance
 
Accident & Health